Small Business

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  1. Double Net Lease

    A double net lease is an agreement in which the tenant is responsible for both property taxes and premiums for insuring the ...
  2. Collision Damage Waiver (CDW)

    Collision damage waiver (CDW) is additional insurance coverage offered to an individual renting an automobile.
  3. Closed Corporation

    A closed corporation is a company whose shares are held by a select few individuals who are usually closely associated with ...
  4. Political Risk Insurance

    Political risk insurance provides financial protection to investors, financial institutions and businesses that could lose ...
  5. Captive Agent

    A captive agent is an insurance agent who only works for one insurance company.
  6. Bordereau

    A bordereau is a report provided by a reinsured company detailing the losses or premiums affected by reinsurance.
  7. Incentive Stock Option - ISO

    An incentive stock option (ISO) is a type of employee stock option with a tax benefit.
  8. Co-Tenancy Clause

    A co-tenancy clause in retail lease contracts allows tenants to reduce their rent if key tenants or a certain number of tenants ...
  9. Umbrella Insurance Policy

    An umbrella insurance policy provides extra liability insurance coverage that goes beyond the limits of the insured's home, ...
  10. Actuarial Service

    Actuarial service is one way corporations determine, assess and plan for the financial impact of risk.
  11. Cession

    Cession refers to the portions of obligations in an insurance company's policy portfolio that are transferred to a reinsurer.
  12. Period Of Indemnity

    The period of indemnity is the length of time for which benefits are payable under an insurance policy.
  13. Own-Occupation Policy

    An own-occupation policy covers individuals who become disabled and can't perform what they have been trained to perform.
  14. Accepting Risk

    Accepting risk occurs when a business acknowledges that the potential loss from a risk is not great enough to warrant spending ...
  15. Heads of Agreement

    Heads of agreement is a non-binding document that outlines the basic terms of a tentative partnership agreement or transaction.
  16. Business Relations

    Business relations are the connections that exist between all entities that engage in commerce.
  17. Digital Marketing

    Digital marketing is the use of the internet, mobile devices, social media, search engines, display advertising and other ...
  18. Phantom Income

    Phantom income is money that is never received by a partnership or individual but is still taxable.
  19. Who are Facebook's (FB) main competitors?

    Explore the different social media networking sites and internet companies that are competing directly with Facebook, such ...
  20. What is the difference between a letter of intent and a memorandum of understanding?

    Understand what a letter of intent and a memorandum of understanding are, and learn the primary difference between the two ...
  21. What was the Whitewater scandal?

    Learn about the real estate controversy involving former President Bill Clinton and his wife Hillary known as the Whitewater ...
  22. Certificate Of Insurance

    A certificate of insurance is a non-negotiable document issued by an insurance company or broker verifying the existence ...
  23. What are some examples of different types of capital?

    Learn about the different types of capital, including financial, human and social capital, and how each is a valuable asset ...
  24. For a company, is it more important to lower costs or increase revenue?

    Examine the question of whether a company's desire for increased profitability is better served by focusing on cutting costs ...
  25. What is the difference between called-up share capital and paid-up share capital?

    Find out about the difference between called-up and paid-up share capital, including an explanation of the four categories ...
  26. What do people mean when they say debt is a relatively cheaper form of finance than equity?

    When financing a company, the cost of obtaining capital comes through debt or equity. Find out which method generally provides ...
  27. How Business Owners Can Benefit From Remote Employees

    Remote employees can work remotely full-time or part-time. This option is a desirable perk and increases your candidate pool. ...
  28. De-Merger

    A de-merger is a corporate restructuring in which a business is broken into components, either to operate on their own, to ...
  29. What is political risk and what can a multinational company do to minimize exposure?

    Political risk is the risk that a country will make political decisions that have adverse effects on corporate profits. Learn ...
  30. What is the difference between the cost of capital and the discount rate?

    Learn about the differences between the cost of capital and the discount rate as they relate to estimating a required return ...
  31. What is a blackout period?

    Learn what a blackout period is, and why it usually occurs when major changes are being made to a plan. Find out how long ...
  32. What are some examples of businesses that use market segmentation?

    Find out what types of businesses use market segmentation, and how this strategy helps companies market their products more ...
  33. How To Calculate ROI Of A Marketing Campaign

    Learn to make the most of your marketing spend. Know how to measure its results by calculating the return on investment (ROI) ...
  34. Roll-Up Merger

    A roll-up merger is when an investor, such as a private equity firm, buys up companies in the same market and merges them ...
  35. Social Good

    A social good is an act that benefits the largest number of people in the largest possible way, such as clean air, clean ...
  36. Reciprocal Insurance Exchange

    Reciprocal insurance exchanges are where individuals and businesses exchange insurance contracts to spread the risk among ...
  37. Human-Life Approach

    The human-life approach calculates the amount of life insurance a family needs based on the financial loss they'd experience ...
  38. Unintentional Tort

    An unintentional tort is a type of unintended accident that leads to injury, property damage or financial loss.
  39. Musharakah

    Musharakah is a joint enterprise or partnership structure in Islamic finance in which partners share in the profits and losses ...
  40. What is the difference between a merger and an acquisition?

    Learn about the legal differences between a corporate merger and corporate acquisition, two terms used when companies are ...
  41. What are the different ways that corporations can raise capital?

    Find out about the most common types of debt and equity capital for corporations. Learn how interest and dividend payments ...
  42. How can I calculate break-even analysis in Excel?

    Learn what break-even analysis is and how to find the break-even point using the Goal Seek tool in Microsoft Excel using ...
  43. How does revenue sharing work in practice?

    Find out how revenue sharing works as profits are distributed among associated business partners. Learn how revenue sharing ...
  44. What is the difference between a direct and an indirect distribution channel?

    Learn about the primary differences between direct and indirect distribution channels, and under what circumstances a company ...
  45. What are the responsibilities of the principal in a company?

    Learn what a principal is as it relates to business management, and the differences between all the meanings. Find out what ...
  46. 7 Popular Marketing Techniques For Small Businesses

    Find out seven small business marketing techniques to help your business grow its customer base using several low cost methods.
  47. Brand Recognition

    Brand recognition is the extent to which the general public (or an organization's target market) is able to identify a brand ...
  48. Headhunter

    A headhunter is a corporation or individual that provides employment recruiting services.
  49. Terms of Employment

    Terms of employment are conditions that an employer and employee agree upon for a job.
  50. Signing Bonus

    If a company offers a prospective hire financial awards to take a job, it is called a signing bonus.
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Hot Definitions
  1. Security

    A security is a fungible, negotiable financial instrument that represents some type of financial value, usually in the form ...
  2. Volatility

    1. A statistical measure of the dispersion of returns for a given security or market index. Volatility can either be measured ...
  3. Correction

    A reverse movement, usually negative, of at least 10% in a stock, bond, commodity or index to adjust for an overvaluation. ...
  4. Short Selling

    Short selling is the sale of a security that is not owned by the seller or that the seller has borrowed in the hope that ...
  5. Market Capitalization

    The total dollar market value of all of a company's outstanding shares. Market capitalization is calculated by multiplying ...
  6. Gross Margin

    A company's total sales revenue minus its cost of goods sold, divided by the total sales revenue, expressed as a percentage. ...
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