Personal Finance

  1. Clients Need to Know These Benefits of Permanent Life Insurance

    Conversations with clients about permanent life insurance should include explaining these major benefits.
  2. 3 Best Car Insurance Companies for 2017

    If you're in the market for a new car insurance policy, take a look at what's available from these top car insurers in 2 ...
  3. Common Carrier

    A common carrier is a commercial entity that gets paid to transport goods or people.
  4. 20 Ways to Use Up Your Flexible Spending Account

    You lose any remaining funds in your flexible savings account at the end of the year. Here is a list of things you can buy ...
  5. The Complete Guide to Buying a New Car

    Here's everything you need to know about buying a new car.
  6. ‘Retired’ Too Soon? How to Reenter the Workforce After 50

    Here's what you need to know to survive financially and reenter the workforce when you're over 50 and a layoff has forced ...
  1. Getting Your Name Off A Cosigned Loan

    If your friend or relative has proved to be irresponsible, getting out of the cosigned loan can improve your financial security ...
  2. What net interest margin is typical for a bank?

    Find out what kind of net interest margin is typical for banks or other financial institutions, and why net income margin ...
  3. What You Should Know About Home Appraisals

    Home appraisals are an unbiased way to determine a home's value. Here is what you need to know about obtaining one.
  4. The FHA's Minimum Property Standards

    If you're thinking of purchasing a home with an FHA loan, here are some standards that must be met.
  5. Trust Receipt

    A trust receipt is a notice of the release of merchandise to a buyer from a bank, with the bank retaining the ownership title ...
  6. Should You Buy a House At Auction?

    The traditional real estate market isn't the only place to conduct your home search. Auctions also bring many buying opportunities. ...
  1. Corporate Raider

    A corporate raider is an investor who buys a large number of shares in a corporation to gain significant voting rights and ...
  2. Macro Manager

    A macro manager is a boss or supervisor who lets employees do their jobs with minimal supervision.
  3. Funding Gap

    A funding gap is the amount of money needed to fund ongoing operations or future development that is not currently provided.
  4. Top 10 Features of a Profitable Rental Property

    Looking to purchase a rental property? These are the factors that should be considered for income-producing real estate. ...
  5. Six Forces Model

    The six forces model is a strategic business tool that helps businesses evaluate the competitiveness and attractiveness of ...
  6. Client Centric

    Client centric is a specific approach to doing business that focuses on the customer.
  1. Gift Tax

    A federal tax applied to people giving anything of value to another person. Exclusions generally limit the tax to gifts worth ...
  2. 529 Plan Tutorial

    This comprehensive guide goes through what a 529 plan is and how to set one up, contribute to it and withdraw from it.
  3. IRS Publication 503: Child And Dependent Care Expenses

    IRS Publication 503 is a document published every year by the IRS laying out the criteria to claim the Child and Dependent ...
  4. The Complete Guide to Becoming a Landlord

    Being a landlord can be a fulfilling and financially rewarding experience. However, the decision to become a landlord should ...
  5. When Paying Off Your Mortgage Early May Make Sense

    Here’s a look at when it may or may not make sense to pay your mortgage off before retiring.
  6. ‘Retired’ Too Soon? How to Reenter the Workforce After 50

    Here's what you need to know to survive financially and reenter the workforce when you're over 50 and a layoff has forced ...
  1. What You Should Know About Home Appraisals

    Home appraisals are an unbiased way to determine a home's value. Here is what you need to know about obtaining one.
  2. The FHA's Minimum Property Standards

    If you're thinking of purchasing a home with an FHA loan, here are some standards that must be met.
  3. Top 10 Features of a Profitable Rental Property

    Looking to purchase a rental property? These are the factors that should be considered for income-producing real estate. ...
  4. 9 Things You Need to Know About Homeowners' Associations

    Restrictive rules and high fees are just some of the things to watch out for before joining a homeowners' association or ...
  5. Rent-to-Own Homes: How the Process Works

    A rent-to-own agreement, also called a lease option or lease-to-own agreement, offers an alternative way to buy a home.
  6. HUD vs. FHA Loans: What’s the Difference?

    Sometimes these terms are used interchangeably to refer to "government loans" for would-be home buyers. But here's the distinction.
  1. Sandwich Generation

    The sandwich generation refers to middle-aged individuals who are pressured to support both aging parents and growing children.
  2. Permanent Income Hypothesis

    Permanent income hypothesis is a theory of consumer spending that assumes people spend money according to their expected ...
  3. Teaching Financial Literacy to Kids

    In this tutorial we introduce key financial concepts that are appropriate for young children, including tips for getting ...
  4. Term Deposit

    A term deposit is a deposit held at a financial institution that has a fixed term, and guarantees a return of principal.
  5. Static Budget

    A static budget is a type of budget that incorporates anticipated values about inputs and outputs before the period begins.
  6. Caveat Emptor

    Caveat Emptor is a neo-Latin phrase meaning "let the buyer beware," making the buyer responsible for due diligence before ...
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  1. 5 Ways To Make Your Home Remodels Pay Off

    Here are five ways to make your home renovation worth the money and effort you put into it.
  2. Differences Between Private Foundations And Public Charities

    Here's a look at the differences between these types of charitable organizations.
  3. How To Monetize Your YouTube Channel

    YouTube's Partner Program helps users earn money through their channels. Find out how.
  4. The World's Most Valuable Private Companies

    In spite of the rewards going public can bring, some companies prefer to remain private, and they are very successful in this.
  5. Is Cyber Monday The New Black Friday?

    Cyber Monday is becoming more popular than Black Friday. Here's why.
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